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This Holiday Season, Think Twice Before Saving 15 Percent At The Register

With Halloween behind us, retailers are in the Holiday Spirit. Businesses know that consumers spent a median $556 on holiday gifts last year and they want this year to be just as strong. That’s why...

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Banks Start To Loosen Up In Underwriting

After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”. The Federal Reserve conducts a quarterly survey of its member banks and, last quarter, not a single responding...

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Quick Tips : Boost Your Credit Score For Better Mortgage Rates

Credit scores play a huge role in today’s mortgage market — larger than at any time in recent history. Blame it on the high default rates of the last half-decade. Lenders are reserving their lowest...

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Simple Tips To Keep Your FICO High

For today’s home buyers and refinancing households, the value of “good credit” has never been higher. Mortgage approvals hinge on your FICO score, as does your final mortgage pricing. If you’re...

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How To Improve Your FICO Score

The U.S. housing market recovery is underway. New home sales are at a multi-year high, housing starts are at pre-recession levels, and home builders plan for a strong 2013. Since late-2011, falling...

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Improve Your Credit Score To Get Better Mortgage Rates

For home buyers in Mesa and nationwide, credit scores can change low mortgage rates and alter home loan approvals. Borrowers with high credit scores get access to lower mortgage rates, for example,...

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